Expires 12/08/25. Max $250 cash back per transaction, up to 1.5B points available. Terms and exclusions apply
It’s your do-it-all digital wallet. Load up on cash back offers before you shop. Track your packages. And manage it all on the go.
Pay in 42 or Pay Monthly.3 You decide.
Safely pay later online and in stores.
Apply for our Pay Later options without impacting your credit score.
Enjoy Purchase Protection4 on your eligible items.
Buy an item you’d like to purchase now but would prefer to pay for over time.3
Split your purchase into 4 interest-free, bi-weekly payments.2
Purchases from $30 to $1,500
First payment due at time of purchase. Three interest-free payments after.
Enjoy the flexibility of 3, 6, 12, or 24-month payment plans with $0 down.3
Purchases from $49 to $10,000
$0 down at checkout with variable interest rates
Available online and in store
Find PayPal Pay Later options at millions of online stores.
You choose how you’ll pay.
Find out if you’re approved in seconds. If approved, pick the plan that works best for you.
Do it securely in the app or online with the ease of autopay.
Pay in 4¹
| Pay Monthly²
|
|---|---|
| Availability | |
| Online | Both online and in store |
| Purchase amount | |
| $30 to $1,500 | $49 to $10,000 |
| Number of payments | |
| 4 interest-free payments | 3, 6, 12, or 24 payments |
| Time between payments | |
| Two weeks (1 down payment & 3 payments) | One month (for duration of term) |
| APR | |
| 0% | 9.99% to 35.99% |
| Repayment method | |
| Debit card, credit card, confirmed bank account, or PayPal Balance (not available for autopay) | Debit card, confirmed bank account, or PayPal Balance (not available for autopay) |
| Purchase Protection3 | |
| Late fees | |
| None | None |
| Sign-up fees | |
| None | None |
| Autopay available | |
| Automatically enrolled at time of purchase | Optionally enroll in autopay at time of purchase or any time after |
Enjoy this limited time offer¹ on Pay Later purchases through December 8.