Frequently asked questions

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Tanya Jun, the owner of Motorcycle Works, uses her PayPal Business Debit Card to get cash back.

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Business debit card

Get instant access to your PayPal funds

Use your sales proceeds as soon as they hit your PayPal balance1 and earn cash back online and in stores.2

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To be considered for a PayPal Business Debit Mastercard®, a customer must have a PayPal Business or PayPal Balance account. Sign up for free.
The PayPal Business Debit Mastercard® is issued by The Bancorp Bank, N.A. pursuant to a license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. The Card may be used everywhere Mastercard is accepted. The Bancorp Bank, N.A. is issuer of the Card only and not responsible for the associated accounts or other products, services, or offers from PayPal.
The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.
Apple Pay is a service provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Neither Apple Inc. nor Apple Payments Services LLC is a bank. Any card used in Apple Pay is offered by the card issuer.
Google Pay and the Google Pay logo are trademarks of Google, LLC.
The lender for PayPal Working Capital and PayPal Business Loan in the US is WebBank. Not available in all states.
1
To be considered for a PayPal Business Debit Mastercard, a customer must have a PayPal Business or PayPal Balance account.
2
You'll receive unlimited 1.00% cash back on purchases when your PayPal Business Debit Mastercard purchase is completed as a credit transaction. Purchases eligible for cash back include transactions processed as credit by Mastercard. Purchases that are not eligible for the cash back include but are not limited to: transactions processed as cash withdrawals, cash advances, quasi-cash transactions or those using a PIN or that the merchant processes via debit network or PIN-less debit. Earned cash back will be added to your PayPal balance weekly. See Cardholder Agreement for complete details.
3
PayPal Purchase Protection is available on eligible transactions. Terms and limitations apply.
4
ATMs must display the Mastercard®, Maestro®, or Cirrus® acceptance marks. ATM owner operator fees may apply in addition to the ATM Domestic or International Withdrawal fee. A Foreign Transaction Fee also applies for international withdrawals. See Cardholder Agreement for amounts and details.
5
Cash back is available at Point of Sale devices at no-cost, as permissible by a merchant that bears the Maestro®, STAR® or PULSE® acceptance marks, and is dependent on retailer participation. Please verify acceptance with retailer at the time of the transaction. Up to $400.00 USD daily withdrawal limit applies. See Cardholder Agreement for details.