Get paid. Get growing. Get smarter.
Do more with the platform designed to power commerce.
Applying is quick and easy. If approved, get up to £160,000 (or up to £225,000 for repeat borrowers).1
Pay just one transparent, fixed fee. No periodic interest or hidden fees are applied.
Approval is based on your PayPal sales, account history and other criteria. No need for documentation during the application.
You choose a percentage of your PayPal sales for automatic payments so it’s easier to manage your cash flow.
Minimum eligibility requirements5
Your business has had a PayPal Business account for 90 days or more
You process at least £9,000 in annual PayPal sales6
You’ve paid off any existing PayPal Working Capital cash advance
Your business is registered in the United Kingdom
Sole traders are required to be registered in the United Kingdom to have access to PayPal Working Capital
See PayPal Working Capital terms and conditions
No extensive documentation required. We usually let you know if you’re approved straight away.*
If approved, chose the percentage of your PayPal sales that will go toward repaying your cash advance and fee. Then read, agree to, and download the terms and conditions.3
Once approved, you’ll receive the funds in your PayPal Business account within minutes.
Repay automatically or manually with a percentage of each PayPal sale until your advance is paid in full. Minimum payment required. No early repayment fee.**
— Dov Tate, Founder and MD, Parcours
Get quick access to financing if approved. With PayPal Working Capital, you can get funding based on your PayPal sales, account history1, and other criteria, and repay automatically with a percentage of your sales.2